Finding the right home at the right price is just one aspect of a home sale or purchase. Maria Mitchell is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (727) 542-4181 if your needs include a professional REALTOR® experienced in the business side of real estate.


What closing costs should you expect?

There are certain basic costs linked to closing the sale of a house. These fees are usually split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your transaction.

Closing costs that are loan-related    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.

Buyers: If you're purchasing real estate in Pinellas County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not startled when you arrive at the closing table. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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